Annual Enrollment

Understanding Private Fee-for-Service (PFFS) Medicare Plans

Private Fee-for-Service (PFFS) Medicare Plans offer flexibility and choice for Medicare beneficiaries, allowing them to receive healthcare services from any Medicare-eligible provider who agrees to the plan’s terms and conditions. Here’s a comprehensive overview of how PFFS plans work: Types of PFFS Plans PFFS Plans can be network-based or non-network-based. In non-network PFFS Plans, like […]

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NEW OHP Bridge Program Launched July 1

Exploring the Oregon Health Plan (OHP) Bridge: A New Path to Affordable Healthcare The Oregon Health Plan (OHP) Bridge is an innovative program designed to provide comprehensive health coverage to adults with incomes between 138% and 200% of the federal poverty level. Launched to address the gap in healthcare access, this initiative offers medical, dental,

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What is a Medicare Scope of Appointment and do I have to sign it?

Understanding the Scope of Appointment for Medicare Navigating the complexities of Medicare can be daunting, especially when it comes to understanding the various forms and guidelines associated with it. One such form that plays a crucial role in ensuring transparency and clarity in Medicare discussions is the Scope of Appointment (SOA). In this blog post,

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Deciding Between Medigap and Medicare Advantage: Making the Right Choice

Choosing between Medigap and Medicare Advantage can be a pivotal decision for Medicare beneficiaries. Each option offers unique benefits and considerations. Let’s explore the differences to help you make an informed choice. Medigap: Medigap, also known as Medicare Supplement Insurance, works alongside Original Medicare (Parts A and B) to cover out-of-pocket costs such as copayments,

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Demystifying Medigap: Understanding Supplemental Medicare Coverage

Curious about Medigap? This supplemental insurance is designed to fill the gaps in Original Medicare coverage, providing additional financial protection for beneficiaries. Let’s explore what Medigap is and how it can benefit you. What is Medigap? Medigap, also known as Medicare Supplement Insurance, is offered by private insurance companies to help cover the out-of-pocket costs

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2024 Medicare Part B Premiums

Medicare has announced the 2024 Medicare Part B Premiums, IRMAA brackets and the cost sharing for those on Original Medicare. If you have a Medicare Supplement Plan G or N, you’ll need to be aware the 2024 Part B annual deductible has increased to $240 for 2024. If you are on a Medicare Advantage plan

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